Young Driver Car Insurance
At Assist Insurances we specialise in obtaining competitive car insurance quotes for younger drivers. We understand that young drivers need to be given a chance to start driving and building up their own personal no claims bonuses. We deal with a number of the top insurance providers and will search each of these companies on your behalf for the best premium and features for your young driver policy. If you are a young driver, learner driver, student driver or provisional license holder and have a clean driving record in terms of accidents, claims and convictions, we are happy to arrange a quotation for you.
We offer young drivers comprehensive and third party fire and theft polices and depending on the type of policy and provider, your policy can include the following features:
- Named Driver Discount
- Breakdown Assistance
- Personal Effects Cover including Audio Cover
- Monthly Payment Options Available (provided by most insurers)
- Windscreen Cover
- Step Back Bonus Protection (usually as standard)
- Full Bonus Protection (optional)
- Personal Accident Cover
- Temporary Replacement Vehicle
- Foreign Use – most European countries covered
Possible Discounts For Young Drivers
- Discounts are available from time to time on car insurance quotations for young drivers where the policy holder has completed a minimum of 10 driving lessons with an approved RSA driving instructor. These can generally be available of at renewal or at initial quotation stage where proof has been provided of RSA driving book stamped and signed by the instructor.
- Named Driver Discount. A discount may be available for previous driving experience in another person’s car where you were named on their policy e.g. Parent’s car.
- Obtaining your Full Driving License during the policy year. Depending on the time during the year that you obtain your full driving license a rebate on your premium may be payable. While not strictly a discount, full, clean Irish license holders are generally charged less than provisional license holders. Therefore, to get the most competitive quote, it is important to obtain your full license as early as possible.
Our After Sale Service
We are available during the year to answer any queries you may have in relation to your young driver car insurance. We will deal with the car insurance provider on your behalf if you have a claim or if you need any alterations to your policy during the year. Alterations for a young driver may include obtaining your full driving license during the policy year, adding a parent to your plan, changing vehicle or changing address to name just a few. Each year at renewal, we will search the market place for your to ensure that your current provider is offering you the best price and best features for your car insurance going forward.