RETAIL PACKAGES

We offer combined packages for wide range of Shop types, Offices, G.P. Dental & Veterinary practices, Pharmacies & Hairdressers where turnover is typically less than € 1.5 Million and staff levels are fewer than 20 employees.

Key Features: Vary depending on type of retail package chosen based on your profession but generally include:

PROPERTY DAMAGE

  • Cover can be arranged on “new for old” basis
  • Cover for Contents including Business Records and Computer Equipment on “All Risks” basis
  • Glass – all fixed internal and external
  • Loss of money and personal assault
  • Fire Brigade charges
  • Trace and Access
  • Replacement of door and safe locks following theft of keys
  •  
    BUSINESS INTERRUPTION

  • Loss of Income or Increased Cost of Working
  • Book Debts (if Business Interruption cover is in force)
  •  
    LIABILITIES

  • Employers Liabilities – limit 13M
  • Public /Products liability – standard limit  €2.6m (with option to increase to €6.5m)
  •  
    OPTIONAL COVERS

  • Buildings Cover
  • Commercial Legal Protection, Computer Breakdown including increased cost of working and reinstatement of data